September 3, 2010

MID Action Secures Over $66,000 in Refunds for Poultry Farmers

JACKSON – Commissioner of Insurance Mike Chaney announced today that the
Mississippi Insurance Department (MID) has taken action against Indiana
based agent Timothy Allen Craig who is also licensed to do business in

In a consent agreement with the Department, Craig has refunded approximately
$66,500 dollars in policy fees to poultry farmers. The refund, to 500
insureds, was for inspections of poultry facilities that were never

Inspections of poultry facilities are generally required before insurance
coverage is issued. Poultry farmers must have each covered building
inspected to meet criteria set by the insurance company, such as:
. age and condition of property
. no trees, bushes or underbrush within 100 feet of a poultry house
in any direction
. no storing of hay or other combustible materials in a compost
. must have an operational monitoring system with either a dialer
system or a local siren (the dialer system is preferred)
. frame construction is preferred (trusses)

Craig has also paid a $1,000 fine to the MID and his Mississippi license is
on probation for 1 year.

“My job as the Mississippi Insurance Commissioner is to protect our
policyholders. When we produce positive outcomes investigating complaints
against companies and agents, as was done in this case, we have succeeded in
our goal of protecting Mississippi consumers,” Chaney said.

Anyone with a complaint against an agent or company should contact the
Mississippi Insurance Department at 800-562-2957, or they may file their
complaint on-line at